Merchant Accounts for moving companies

The moving industry is crucial, with a market size of over $18 billion. With tens of thousands of moving companies transporting goods, the need to process credit cards and other payment options is clear.

Unfortunately, many banks and credit card processors consider moving and transportation companies to be โ€œhigh riskโ€ and are not willing to provide commercial services to them.

Sami Payments, on the other hand, prides itself on offering business services to moving and transportation companies. We value the services provided by all types of companies within the industry, including those that ship merchandise, transport various items, enable residential moves, and more.

Frequent questions

Below are common questions specific to Merchant Accounts for transportation and moving:

What types of businesses in the moving and transportation industry accept Sami Payments?

Sami Payments accepts a wide range of businesses within the broader moving and transport industries. These include traditional home and office moving companies, booking agents, shippers, local and long-distance transport companies, high-value transporters, auto transporters, PBO transporters, van operators, logistics and warehouse companies, companies web-based technology and applications, and many others.

Is Sami Payments compatible with my preferred moving or transportation CRM/Software platform?

Sami Payments Movement and Transportation Merchant Accounts, either directly or through a payment gateway, are compatible and can be integrated with most other software or CRM platforms.

Sami Payment's Moving & Transportation Merchant Accounts can be integrated with most other CRM software or platforms that support, NMI, or USAePay payment gateways, so if you don't see yours here, you can Consult with us or your supplier. to confirm! If you have questions about integrating your preferred moving and transportation-related CRM software, please contact our sales team.

Can I charge my clients' credit card before the move occurs? Is there a maximum limit on the size of the transaction?

Each Merchant Account is approved based on the specific needs of your company. However, generally speaking, the best practice is to only charge the customer's credit or debit card as close to moving day as possible. Charging a card early results in unnecessary chargebacks on the customer's credit card in the event of a last-minute change by the customer. Regarding transaction sizes, we allow you to tell us how much your company's services cost in your Merchant Account application. When an insurer reviews your company's merchant services request, they will review it with that transaction limit in mind. There is no fixed maximum transaction limit for the moving and transportation industry as a whole.

Why do banks and credit card processors consider my moving or transportation business high risk?

Most credit card processors consider the moving and transportation industries too high risk to support for any of four reasons:

  1. Moving companies and transportation services offer personalized, unique, and high-priced items.  For example, even the average office move or small boat transportation involves a custom price proposal ranging from thousands to tens of thousands of dollars. One-time sales with high-value credit cards are the most prone to so-called "friendly fraud," where customers use the service but return it to try to get it for free.
  2. Moving or transporting goods can be risky. Things break down in the normal course of a move, or a customer's goods are not delivered exactly in the precise manner in which they were planned. Unfortunately, this leaves more room for disputes from customers, creating the risk of more chargebacks.
  3. Even those movers that are affiliated with major national moving chains typically operate on a local or franchise model. These are small or medium-sized businesses, with significant exposure to chargeback liability and often without the resources to fulfill orders in the event of a disaster.
  4. Carriers typically accept credit card payments through a virtual terminal, over the phone. Because this method of card acceptance is not face-to-face, it is also subject to more customer fraud than retail transactions.

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Types of Moving and Transportation Merchant Accounts

Sami Payments offers a full range of Merchant Accounts for moving companies, auto transporters and other companies in the transportation industry. These include:

  • Retail

  • Mobile

  • Virtual terminal

  • e-Commerce

Retail payments

A Retail Merchant Account for Movers and Haulers allows your business to accept face-to-face credit card payments through a traditional credit card machine or point-of-sale system.

These are suitable for businesses that primarily accept payments in person at their store. Due to the nature of the in-person transaction, retail credit card payments have lower rates of chargebacks and fraud and therefore these Merchant Accounts receive the lowest price.

Apply now to accept retail payments

Mobile payments

Common in the moving industry, mobile Merchant Accounts allow your company to accept payments in person through a reader that connects to your employees' mobile phone or iPad.

Moving or transportation companies that accept credit card payments at the customer's location are ideal for a mobile Merchant Account. Because payments are accepted in person, the risk of fraud and chargebacks is lower and, as a result, these Merchant Accounts are priced similarly to retail.

Apply now to accept mobile payments

Virtual terminal payments

A virtual terminal or payment gateway Merchant Account allows businesses to accept payments over the phone, by mail, or entered into a regular computer without external equipment.

This is ideal for moving companies and shippers who prefer to accept credit card payments over the phone, or who use a robust CRM system and prefer to have their payments automatically integrated with that CRM system.

Apply now to accept virtual terminal payments

eCommerce Payments

Online Merchant Accounts for movers and haulers allow your business to accept credit card payments through a payment page on the website. Our eCommerce accounts are pre-integrated with most major website payment gateways and shopping carts, making setup easy.

Ecommerce sales are vulnerable to customer chargebacks and fraud risk and therefore Sami Payments offers integrated chargeback prevention technology.

Apply now to accept eCommerce payments

SamiPayments Benefits

No need to complete a separate application

Each Merchant Account is evaluated based on your specific needs and risk factors. This way, each merchant gets a solution as unique as their business.


Process physical and electronic checks

Digital payments are not exclusively digital. With comprehensive check processing, you can accept physical checks, e-checks, and ACH payments in an instant.


Transparent prices

 and rates

Payments are complicated enough, but getting stuck in a contract can be even worse. You deserve a price that is simple and direct. That way, you can focus on what really matters.





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