Merchant Accounts for vaping and e-cigarette companies

The global market for electronic cigarettes and vaporizers is huge, valued at more than $12.5 billion… and growing. There are thousands of fantastic companies selling various products in this industry both online and in person.

Unfortunately, many banks and credit card processors consider e-cigarette and vaporizer businesses “high risk” and are unwilling to provide merchant services to them. Fortunately, Sami Payments has consistently offered merchant services to e-cigarette and vaporizer companies since the founding of our company. We value the services provided by all types of companies within the industry and can offer Merchant Accounts without the cancellations or payment freezes that have plagued e-cigarette merchants with companies like PayPal, Stripe or Intuit Quickbooks.


NOTE: At this time, Sami Payments can only approve e-cigarette and vaporizer companies that meet certain criteria:


For companies selling flavored vape juice products: The FDA has stated that companies must stop manufacturing, distributing and selling all e-cigarettes with flavored cartridges, except tobacco and menthol. The sale of unauthorized flavors (such as fruit or mint e-cigarette cartridges) risks FDA enforcement action.

Frequent questions

Below are common questions specific to vaping and eCig Merchant Accounts:

What types of eCig industry businesses does Sami Payments accept?

Sami Payments accepts a wide range of US-based retail, e-commerce and mobile businesses related to e-cigarettes and vaping. These include eJuice, e-Cig, glass, tobacco shops, tobacconists, vaporizers, vapers, vaping pods, cigarettes, accessories, smoking lounges and related goods and services. However, we are currently unable to accept businesses selling unauthorized e-juice flavors, such as fruit and mint. The FDA only approves tobacco and menthol flavored e-cigarettes.

Is Sami Payments compatible with my existing Vape and eCig POS or eCommerce software platform?

Established vaping/e-cigarette companies typically have a preferred CRM, shopping cart, or e-commerce software platform they use, and we'll be happy to help.

Sami Payments vaping and e-cigarette Merchant Accounts, either directly or through a payment gateway, are compatible and integrate with the following e-commerce, POS and marketing automation platforms:

Shopify, WooCommerce, BigCommerce, Magento, Volusion, ClickFunnels, InfusionSoft and OntraPort. We are also compatible with many other CRM and software packages. Sami Payment vaping and e-cigarette Merchant Accounts can be integrated with most other software or CRM platforms that support, NMI or USAePay payment gateways.

What criteria must my vaping or e-cigarette business meet to be approved for a Merchant Account by Sami Payments?

To be approved, your companies must meet the following criteria:

  • You must follow the latest FDA rules and regulations regarding the sale of electronic cigarette products.
  • You should only sell vaporizers that work with e-juices;
  • You should not sell vaporizers that can be used with herbs or flowering plants;
  • You must not display any images of marijuana/cannabis of any kind on the Products or on the Website.

If you plan to accept eCommerce payments, the subscription will also require the following before approval:

  • A secure website with an SSL certificate (*minimum 128-bit encryption, 1024-bit sharing and https://). Optional providers: Comodo, GoDaddy.
  • Visible logos of Visa, MasterCard, Discover and AmEx on your payment page. Optional font: Logos.
  • Complete descriptions of the products or service plans sold.
  • A functional shopping cart or checkout page.

Why do banks and credit card processors consider my e-cigarette or vaporizer business high risk?

        Most credit card processors do not accept e-cigarette and vaporizer merchants for two reasons:

  1. Products related to e-cigarettes have age restrictions and are regulated by the federal government. That means they require additional underwriting knowledge and procedures on the part of the credit card processor, which many processors are not prepared to offer.
  2. E-cigarette and vaporizer products have become a “political” issue , and many sponsoring banks and their credit card processors have decided that the political costs to their businesses outweigh the benefits and therefore refuse to offer merchant services to legitimate, well-run e-cigarettes and e-cigarettes. Businesses related to vaping.

Ready to start?

Fill out our form to contact us and get approved for a Merchant Account to start accepting payments.


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(402) 260-5215

Types of Electronic Cigarette and Vaporizer Merchant Accounts

Sami Payments offers a full range of Merchant Accounts for eCig, eJuice stores and other businesses in the vaping industry. These include:

  • Retail

  • Mobile

  • Virtual terminal

  • e-Commerce

Retail payments

A vaping retail Merchant Account allows your business to accept face-to-face credit and debit transactions through a traditional credit card machine or point-of-sale system.

Best suited for a traditional retail environment with a reliable wired internet connection, examples include vape retail stores, toiletries stores, glass retailers, and smoking lounges. Retail credit card processing has the lowest cost due to its lower risk of fraud or chargebacks.

Apply now to accept retail payments

Mobile payments

A mobile vaping or eCig Merchant Account allows your business to accept face-to-face payments through an attachment that installs on your mobile phone or iPad.

Ideal for e-cigarette or vaporizer merchants selling outside of a brick-and-mortar store, such as e-cigarette and juice retailers selling at conventions or outdoor events, does not require a wired Internet connection. Mobile e-cigarette Merchant Accounts typically have retail-like pricing as fraud and chargeback rates are relatively low.

Apply now to accept mobile payments

Virtual terminal payments

Commonly called a payment gateway Merchant Account, a virtual terminal allows you to accept payments over the phone, by mail, or entered into a special website through your computer (without any external equipment).

eCig payment gateway accounts are best suited for businesses that primarily want to accept orders over the phone. Due to the increased risk of fraud and chargebacks, Soar Pay offers fraud protection technology to protect the business with these Merchant Accounts.

Apply now to accept virtual terminal payments

eCommerce Payments

Do you want to sell eJuice, eCigs or other vaping-related products online? You will need an eCommerce Merchant Account with an integrated payment gateway.

Our eCommerce Vape and eCig Merchant Account integrates with most major shopping cart platforms and payment gateways, making setup simple on your website. Due to the increased risk of fraud and chargebacks in e-commerce vaporizer sales, Sami Payments offers built-in fraud protection technology.

Apply now to accept eCommerce payments





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SamiPayments Benefits

No need to complete a separate application

Each Merchant Account is evaluated based on your specific needs and risk factors. This way, each merchant gets a solution as unique as their business.


Process physical and electronic checks

Digital payments are not exclusively digital. With comprehensive check processing, you can accept physical checks, e-checks, and ACH payments in an instant.


Transparent prices

 and rates

Payments are complicated enough, but getting stuck in a contract can be even worse. You deserve a price that is simple and direct. That way, you can focus on what really matters.

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